Reasons to Choose Godrej Capital
What is Design Your EMI?
Take control of your EMIs! Customize your monthly payments and choose to pay only interest for select periods.
Design Your EMI for Home Loan
Start your journey towards homeownership without digging a hole in your pocket. Whether your dream home is under construction or a ready-to-move-in property, we have flexible repayment solutions to ease some financial burden off your shoulders.
- Pay interest-only for up to 12 months for ready-to-move-in properties
- Pay interest-only for up to 48 months for under-construction properties
- Ensure your chosen interest payment meets minimum and maximum thresholds
- Opt for flexible interest repayments based on your financial capacity
- Combine interest-only option with parallel funding offers across leading developers
Design Your EMI for Business Loan
Adapt your repayments to your business's cash flow requirements, freeing up capital for strategic investments. Plus, during seasonal dips, take advantage of interest-only payments to ease the burden and keep your business running smoothly.
- Pay interest-only for select quarter or up to 12 months
- Pay your EMIs as per your convenience, capability, and comfort
Design Your EMI for Udyog Loan Against Property
Adapt your loan repayments to suit your financial needs. Make the most of interest-only period to support your business goals – big or small.
- Choose to pay only interest for up to 12 months
- Pay your EMIs as per your convenience, capability, and comfort
Design Your EMI for Loan Against Property
Adapt your loan repayments to suit your financial requirements. Make the most of an interest–only period to support your personal or professional goals – big or small.
- Choose to pay only interest for up to 36 months
- Schedule your EMIs as per your convenience, capability, and comfort
What is Parallel Funding?
Ease your down payments! Pay upfront costs into smaller affordable portions.
Parallel Funding for Home Loan
Burdened by the thought of bulky down payments? Bringing you closer to your dream of homeownership with parallel funding option. Now your perfect abode is more attainable than ever.
- Reduce the stress of upfront payment by sharing the load with us
- Split your down payment contribution into affordable portions under various construction stages
- Only applicable for under-construction properties
What is Flexi Funds?
Manage your finances better with flexible repayment of Loans with our tailor-made EMI repayment plans that revolve around your convenience, capability, and comfort.
Flexi Funds for Loans for Business
Withdraw funds from a sanctioned limit and repay based on your convenience with Flexi funds, an easy-to-use Overdraft-like facility. Flexi Funds brings you the flexibility to manage the cash flow needs of your businesses.
- No fixed EMIs - Interest only charged on the amount you withdraw
- Repayment tenure of up to 5 years
- Sanctioned limit of up to INR 50 lakhs
- Competitive interest rates
- Multiple variants to choose from
- Available on Business Loan, Loan Against Property, Udyog Loan Against Property, Professional Loan for CA/Doctor
What is BizRewards?
Turn your Business Loan repayments into rewards with Godrej Capital BizRewards, making your financial journey even more rewarding.
BizRewards for Loans for Business
Get rewarded for what matters most - your financial responsibility. Timely EMI payments will not only maintain your credit score but also earn you exciting rewards.
- Earn exciting rewards on timely repayment of your EMIs
- Choose from a wide range of vouchers across lifestyle, wellness, fashion, travel, and more
- Total reward value up to INR 20,000
What is Godrej Nirmaan?
Growing your business just got easier! Explore Nirmaan - your one-stop solution for all business needs.
Godrej Nirmaan for Loans for Business
Expand locally and globally, navigate government tenders, manage employees, streamline operations, transfer funds securely, get compliance support, and more with Godrej Nirmaan's comprehensive ecosystem.
- Exclusive partner offerings with discounted pricing
- Savings of up to INR 50,000
- Available on: Business Loan, Loan Against Property, Udyog Loan Against Property, Professional Loan for CA/Doctor
- Zero registration fees, simply visit Godrej Nirmaan
Godrej Nirman for Loan Against Property and Udyog Loan Against Property
Expand locally and globally, navigate government tenders, manage employees, streamline operations, transfer funds securely, get compliance support, and more with Godrej Nirmaan's comprehensive ecosystem.
- Exclusive partner offerings with discounted pricing
- Savings of up to INR 50,000
- Zero registration fees, simply visit Godrej Nirmaan
Connect with Our Customer Support Team
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