Loan Against Property

 

Godrej Capital's Loan Against Property (LAP) is designed to support business growth with high loan eligibility, flexible EMIs, longer tenures, and a wide range of acceptable collaterals. This loan provides substantial funding based on property value, making it ideal for significant business investments and expansions.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Udyog Loan Against Property

 

Are you an MSME owner looking to scale your business operations? Take your business to new heights with Godrej Capital Udyog Loan Against Property. Our loan solutions enable business owners to get higher loan eligibility by allowing multiple sources of income to be considered.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Commercial Property Loan

 

Take your business to the next level with a Commercial Property Loan that finances construction, extension or improvement to make your business goals become reality. With plans designed for your life, you can rest assured that your business empire is in safe hands.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Balance Transfer

 

Transfer your existing loans to Godrej Capital and experience the benefits of lower interest rates, flexible repayment terms, and significant EMI savings. Enjoy higher eligibility, along with a top up loan, to take care of your extra needs.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Home Loan

 

Seeking a Home Loan to buy a ready-to-move-in property, an under-construction house, or renovate your current residence? Our Home Loan, featuring low interest rates and flexible EMI plans, is specifically designed to help you accomplish buying your dream home.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Plot Loan

 

Found the perfect spot to build your future? Our Plot Loans can help make it yours. Our loans offer you the financial help, low interest rates and flexible payment options you need to construct the home of your dreams.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for Doctors

 

Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our Professional Loans for doctors are here to help you. Apply today for a collateral free loan today!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for Doctors

 

Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our Professional Loans for doctors are here to help you. Apply today for a collateral free loan today!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for CAs

 

Godrej Capital's Professional Loan helps CAs in expanding practice, hiring new staff, enhancing equipment, and upgrading services for business growth. Get a loan without collateral and take your career to new heights.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan for MSMEs

 

For MSMEs aiming for growth, Godrej Capital Business Loans for small businesses offer the funds needed to expand their business and manage cash flow. Apply for MSME loan without collateral today!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan for Women

 

Are you a woman entrepreneur? Godrej Capital's Business Loans for women-owned MSMEs help them fuel growth and meet business needs without any collateral. Apply for a small business loan today!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan

 

Empower your business with Godrej Capital's Business Loan, offering flexible financing solutions to help businesses take the next step for growth. Apply for online Business Loan without collateral today!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs


Knowledge Centre

Hello

Knowledge Centre

Hello


Welcome to Godrej Capital Knowledge Centre for information on various aspects relating to financing. Please note that this section is for information purposes only and we advise you to do your own due-diligence before taking any financial decision.

Welcome to Godrej Capital Knowledge
Centre for information on various aspects
relating to home financing. Please note
that this section is for information
purposes only and we advise you to do
your own due-diligence before taking any
financial decision




10 Powerful Tips to Grow Your Small Business in India

Explore 10 effective strategies to grow a small business in India. Practical tips to boost your business success in the competitive 2024 market landscape.
10 Powerful Tips to Grow Your Small Business in India
10 Powerful Tips to Grow Your Small Business in India

What is Godrej Nirmaan? How Can It Benefit Your Business?

Are you an MSME or small business owner? Learn how you can grow your business with Nirmaan
What is Godrej Nirmaan?
What is Godrej Nirmaan?

Old Tax Regime vs. New Tax Regime – Which Tax Regime is Better for Income Tax Return Filing?

Learn about the key differences between the new tax regime and the old tax regime with this blog and make informed decisions before filing ITRs.
Old Tax Regime vs. New Tax Regime
Old Tax Regime vs. New Tax Regime

Smart Borrowing Tips for Quick Loan Approval

Apply for a loan and get a quick loan approval to make a significant difference in achieving your financial goals.
Smart Borrowing Tips for Quick Loan Approval
Smart Borrowing Tips for Quick Loan Approval

Is Interest Rate Everything in Home Loans?

Also look for these factors you should consider before applying for a home loan
Is Interest Rate Everything in Home Loans?
Is Interest Rate Everything in Home Loans?

Home loan prepayment: Advantages & Disadvantages

Loan foreclosure – here’s what you need to know | Home loan savings made easy
Home loan prepayment: Advantages & Disadvantages
Home loan prepayment: Advantages & Disadvantages

How Can Your Business Be Ready for Festive Season?

Here’s how small business owners can leverage the upcoming festive season for business growth.
How Can Your Business Be Ready for Festive Season?
How Can Your Business Be Ready for Festive Season?

Role of Financial Planning: ITR for a Business Loan

Planning to apply for a business loan? Know how Income Tax returns can affect your application.
Role of Financial Planning: ITR for a Business Loan
Role of Financial Planning: ITR for a Business Loan

How Can Your Business Navigate Legal and Compliance Challenges?

Worried about legal hurdles? This guide helps MSMEs/small businesses navigate compliance & avoid fines.
Legal tips for small business owners
Legal tips for small business owners

Seizing Opportunities: Short-Term Loans for Small Businesses

Instant short term loans can provide the quick cash needed by small businesses or MSMEs to cover unexpected expenses.
Seizing Opportunities: Short-Term Loans for Small Businesses
Seizing Opportunities: Short-Term Loans for Small Businesses

How EMI Calculators Simplify Loan Evaluation and Budget Planning?

Check out simple ways to calculator your EMI for home loans, business loans, loans against property, and more.
How EMI Calculators Simplify Loan Evaluation
How EMI Calculators Simplify Loan Evaluation

5 Things to Keep in Mind Before Prepaying a Home Loan

Prepayment of a home loan is a good option to manage your finance well. However, that is possible only if you do it right.
5 Things to Keep in Mind Before Prepaying a Home Loan
5 Things to Keep in Mind Before Prepaying a Home Loan

Instant Funds, Instant Relief: Be Festive Season Ready with Flexi Funds

Boost business performance this festive season with Flexi Funds. Enjoy instant funds, interest savings, and flexible repayment options.
Instant Funds, Instant Relief: Be Festive Season Ready with Flexi Funds
Instant Funds, Instant Relief: Be Festive Season Ready with Flexi Funds

10 Business Ideas for Housewives: How to Start and Secure Money

Best business ideas for housewives and how to secure money for it.
10 Business Ideas for Housewives: How to Start and Secure Money
10 Business Ideas for Housewives: How to Start and Secure Money

Stamp Duty and Registration Charges (2024)

Your guide to understanding all about stamp duty and registration charges in India
Stamp Duty and Registration Charges (2024)
Stamp Duty and Registration Charges (2024)

7 Mistakes that Affect a Doctor’s Financial Well-being

Professional Loan for doctors is one among many things a doctor may consider. Find out more.
7 Mistakes that Affect a Doctor’s Financial Well-being
7 Mistakes that Affect a Doctor’s Financial Well-being

What Happens When You Miss EMI Payments?

Here’s what happens when you miss an EMI payment - potential consequences, and steps you can take to avoid these issues.
What Happens When You Miss EMI Payments?
What Happens When You Miss EMI Payments?

Top Business Loans for Women in MSME

Know more about the top 6 best business loans for women in India. Understand the various benefits of loan against Property, Mudra Yojana Scheme, Dena Shakti Scheme, Annapurna Loan and more.
Top Business Loans for Women in MSME
Top Business Loans for Women in MSME

Debunking the Myth: Is Business Loan Risky?

Business loans are often termed as risky. However, if used strategically, business loans can act as a helpful tool in driving growth and achieving business objectives.
Debunking the Myth: Is Business Loan Risky?
Debunking the Myth: Is Business Loan Risky?

ABCs of Business Loan: Understanding Commonly Used Terminologies

Deal with the loan process confidently and smartly. Understand loan terminologies to ace your loan process and repayments.
ABCs of Business Loan
ABCs of Business Loan

Financial Freedom with Effective Debt Management

When managed right, debt can be your way to realise your ambitions without compromising your financial freedom
Financial Freedom with Effective Debt Management
Financial Freedom with Effective Debt Management

Is Your Business Ready for a Loan?

If you are considering getting a Business Loan, assess readiness of your business. Tap to learn more
Is Your Business Ready for a Loan?
Is Your Business Ready for a Loan?

Loans for MSMEs – List of Advantages

Top Benefits of Business Loans for MSMEs. Access full list here
Loans for MSMEs – List of Advantages
Loans for MSMEs – List of Advantages

Crisis Management: Can a Business Loan Help You?

Manage business crisis effectively. Understand how a Business Loan can support your business
Crisis Management: Can a Business Loan Help You?
Crisis Management: Can a Business Loan Help You?

How to Get a Business Loan Without Collateral in India?

Know all about unsecured Business Loans in India - understand eligibility, application process, advantages and features.
How to Get a Business Loan Without Collateral in India?
How to Get a Business Loan Without Collateral in India?

How to Get a Business Loan for Better Cash Flow?

Explore MSME loan impact on cash flow management and growth strategies. Secure low-interest loans for your business today
How to Get a Business Loan for Better Cash Flow
How to Get a Business Loan for Better Cash Flow

Union Budget 2024 Highlights: How Does it Affect MSMEs?

Here’s a closer look at the latest union budget highlights and how it affects MSMEs
Union Budget 2024 Highlights: How Does it Affect MSMEs?
Union Budget 2024 Highlights: How Does it Affect MSMEs?

Professional Loans: Meaning, Features, Eligibility, Documents Required

Are you a self-employed professional with your own practice? Learn all about Professional Loan in this short guide
Professional Loans: Meaning, Features, Eligibility, Documents Required
Professional Loans: Meaning, Features, Eligibility, Documents Required

Home Loan: All You Need to Know

This comprehensive guide to Home Loan explores the various aspects of Home Loan that an applicant must know
Home   Loan: All You Need to Know
Home   Loan: All You Need to Know

Can Same-Sex Couples Apply for a Joint Home Loan in India?

While generally joint Home Loan applications are accepted, the question remains - can same-sex couples apply for a Home Loan in India?
Can Same-Sex Couples Apply for a Joint Home Loan in India?
Can Same-Sex Couples Apply for a Joint Home Loan in India?

Loan Against Property - EMI Calculator, Features & Benefits

Calculate EMI on Loan Against Property in a few simple steps
Loan Against Property - EMI Calculator, Features & Benefits
Loan Against Property - EMI Calculator, Features & Benefits

Dairy Farm Loan in India: All You Need to Know

Dairy Farm Loan is an unsecured loan designed to help Indian farmers buy and maintain cattle.
Dairy  Farm Loan in India: All You Need to Know
Dairy  Farm Loan in India: All You Need to Know

Loans for Business: How Godrej Capital Empowers MSMEs?

Loans for Business: How Godrej Capital Empowers MSMEs?
How Godrej Capital Empowers MSMEs?
How Godrej Capital Empowers MSMEs?

How Much Loan Should I Borrow for My Business?

The first step in deciding how much loan you should borrow is to understand why you need the loan.
How Much Loan Should I Borrow for My Business?
How Much Loan Should I Borrow for My Business?

How Much Home Loan Can You Get on an INR 1 Lakh Salary?

Loan amount eligibility depends on various factors. In this short blog, we discuss eligibility and more
Home Loan on INR 1 Lakh Salary | Godrej Capital
Home Loan on INR 1 Lakh Salary | Godrej Capital

Buying Under-construction Property? How Godrej Capital's Design Your EMI (DEMI) Can Help You

Enjoy the convenience of flexible EMI payments with Godrej Capital’s Design Your EMI for under construction property
Design Your EMI for under construction property
Design Your EMI for under construction property

Home Loan Down Payment: Here’s What You Need to Know

How important is down payment in a Home Loan? Can you buy house without down payment? Let’s explore
Home Loan Down Payment
Home Loan Down Payment

Mudra Loan: Government Scheme for Business Loans

Everything you need to know about Mudra Loan scheme by the Government of India
Mudra Loan: Government Scheme for Business Loans
Mudra Loan: Government Scheme for Business Loans

Ready to Move into a New Home? A Home Loan with ‘Design your EMI’ Feature is All You Need

Buying a ready to move in flat? Enjoy flexibility in EMI repayments with Godrej Capital Home Loans; Design Your EMI feature
Design Your EMI: Ready to Move In Home Loans
Design Your EMI: Ready to Move In Home Loans

Can You Use a Loan Against Property for Personal Expenses?

Loan Against Property can be used for various purposes but can you also use it for personal expenses? Find out in this blog post
Can  You Use a Loan Against Property for Personal Expenses?
Can  You Use a Loan Against Property for Personal Expenses?

What Mistakes Should I Avoid When Applying for a Loan Against Property?

Steer clear of these mistakes when you decide to apply for a Loan Against Property.
Applying for a Loan Against Property
Applying for a Loan Against Property

Everything You Need to Know About Plot Loans

Plot Loan is designed for individuals who aspire to buy a plot of land and need financial assistance.
About Plot Loans
About Plot Loans

How to Get a Loan for Small Business?

Let’s understand the types of small business loans available and tips on how to improve loan eligibility when you apply for a small business loan.
How to Get a Loan for Small Business?
How to Get a Loan for Small Business?

How Can You Get a Pre-approved Business Loan in India?

Pre-approved business loans show how much you can borrow and strengthen your position when negotiating with lenders.
Pre-approved Business Loan
Pre-approved Business Loan

Can I Take Multiple Home Loans?

Individuals may consider applying for multiple home loans, whether for investment purposes or to accommodate changing lifestyle needs.
Can I Apply for Multiple Home Loans?
Can I Apply for Multiple Home Loans?

Top Professions Eligible for a Professional Loan in India

Explore Professional Loans for doctors and CAs and take your career to new heights
Grow Your Practice with Professional Loan in India
Grow Your Practice with Professional Loan in India

Benefits of Lease Rental Discounting for Property Owners

Lease Rental Discounting (LRD) allows property owners to use their rental income to apply for a loan.
Benefits of Lease Rental Discounting for Property Owners
Benefits of Lease Rental Discounting for Property Owners

Challenges of Applying for a Business Loans in India

Business loans are important for small businesses to expand their operations, invest in new technologies, and compete in the market.
Challenges of Applying for a Business Loans in India
Challenges of Applying for a Business Loans in India

How to Check Home Loan Eligibility?

Before you start house hunting, it's crucial to check your home loan eligibility to understand how much you can borrow.
How to Check Home Loan Eligibility?
How to Check Home Loan Eligibility?

How to Build a Good Credit Score? Tips for Young Borrowers

Wondering how to increase credit score? Establishing a good credit score opens doors to better loan terms, higher credit limits, and a range of financial opportunities.
How to Build a Good Credit Score?
How to Build a Good Credit Score?

Buying a House in 2024? A Step-by-Step Guide for First-Time Homebuyers

Buying your first home? With this informative guide, be better prepared for your homeownership journey.
Buying a House in 2024?
Buying a House in 2024?

Top 5 Problems Faced by Women Entrepreneurs and How to Solve Them?

Are you a women entrepreneur? Learn about the common problems faced by women entrepreneurs in India and strategies to overcome them.
Top 5 Problems Faced by Women Entrepreneurs
Top 5 Problems Faced by Women Entrepreneurs

Bad Credit Score and its Impact on Home Loan Eligibility

Are you wondering if your poor credit score will stand in the way of your home loan? Read this blog to find out.
Bad Credit Score and its Impact on Home Loan Eligibility
Bad Credit Score and its Impact on Home Loan Eligibility

Home Loan vs. Personal Loan: Which is a Better Loan Option for Home Renovations?

Home loans and personal loans are two common loan options for home renovations, each with its own set of advantages and disadvantages.
Home Loan vs. Personal Loan
Home Loan vs. Personal Loan

MSME Certification: Why is it Important?

MSME certification is important for your business. This blog explains the meaning of MSME, classification of MSMEs, and benefits of MSME registration.
MSME Certification: Why is it Important?
MSME Certification: Why is it Important?

Zero-Touch Home Loans: Your Key to Homeownership

Experience digital loan process with minimal paperwork. With Godrej Capital, avail easy access and zero touch home loan
Zero-Touch Home Loans
Zero-Touch Home Loans

Why Instant Loan Sanction and Disbursal is Important?

Understanding why instant loan sanction and disbursal is important for borrowers, in addition to key parameters such as loan amount, tenure, and interest rate.
Why Instant Loan Sanction and Disbursal is Important?
Why Instant Loan Sanction and Disbursal is Important?

Understanding the Meaning of Loan, Types of Loan, and Features

Learn all about different types of loan, their meaning, features and early repayment strategies.
Understanding the Meaning of Loan, Types of Loan, and Features
Understanding the Meaning of Loan, Types of Loan, and Features

How Does Your Credit Score Impact Interest Rates on Loans?

Credit score can have a big impact on the interest rates you are offered.
How does credit score impact interest rates?
How does credit score impact interest rates?

How Can a Small Business Benefit from an Overdraft Facility?

An overdraft facility can be a valuable financial tool for small businesses in India. Explore Godrej Capital Flexi Funds to enjoy the benefits of OD.
How Can a Small Business Benefit from an Overdraft Facility?
How Can a Small Business Benefit from an Overdraft Facility?

Is an Overdraft Facility Better Suited for Your Business Than a Term Loan?

An overdraft facility is a loan option provided by lenders allowing customers to withdraw money based on their convenience from a pre-determined limit.
Overdraft Facility Better Suited for Your Business
Overdraft Facility Better Suited for Your Business

Running a Seasonal Business? Manage Cashflows With This Simple Solution

If you are running a seasonal business in India, you can make use of a term loan for maximum benefits. Let’s explore how.
Running a Seasonal Business? Manage Cashflows With This Simple Solution
Running a Seasonal Business? Manage Cashflows With This Simple Solution

Guide for Indian MSMEs (2024): Income Tax Saving Tips Small Business Owners

Minimize your MSME's tax burden in India with proven strategies! Save money, stay compliant, and fuel your business growth.
Tax Savings for Indian MSMEs (2024)
Tax Savings for Indian MSMEs (2024)

Udyog LAP: Multiple Income Streams, Higher Loan Eligibility

Business Loan Against Property a.k.a Udyog LAP considers ALL your income streams for higher loan amount and flexible repayment
Multiple income sources? Udyog LAP is here
Multiple income sources? Udyog LAP is here

The Power of Online Marketing for MSMEs

The Internet is important for businesses to have a strong online presence and access information easily.
The Power of Online Marketing for MSMEs
The Power of Online Marketing for MSMEs

24x7 Access: Managing Overdraft Facility Online

Overdraft facility eliminates the need to apply for a new loan every time funds are required.
Managing Overdraft Facility Online
Managing Overdraft Facility Online

Understanding GST for Home Buyers in India (2024): Impact & Implications

Confused about GST on flat purchases? This guide explores GST implications for home buyers in India (2024), including rates, impact on affordability, and tax on maintenance fees.
Understanding GST for Home Buyers in India (2024)
Understanding GST for Home Buyers in India (2024)

Understanding Different Financing Options Available in India

This guide unlocks the secrets of financing, from debt vs. equity to smart choices. Get the funding you need for your car, home, or business.
Understanding Different Financing Options Available in India
Understanding Different Financing Options Available in India

Achieve Financial Goals with Lease Rental Discounting

Lease Rental Discounting has emerged as a compelling solution to achieve financial goals.
Achieve Financial Goals with Lease Rental Discounting
Achieve Financial Goals with Lease Rental Discounting

Loan Against Property versus Loan Against Property Flexi Funds: Which One Fits Your Needs?

Wondering what’s best for your business cashflow? Find out the difference between LAP and LAP Flexi Funds | Apply online
Loan Against Property versus Loan Against Property Flexi Funds
Loan Against Property versus Loan Against Property Flexi Funds

Understanding Loan Repayments: A Simple Guide for Borrowers

Loan repayments play an important role. Understand the details of how loan repayment works.
Understanding Loan Repayments
Understanding Loan Repayments

Grow with Nirmaan: One stop-solution for all your business needs

Grow your business and achieve new heights of success with Godrej Nirmaan
Grow with Nirmaan
Grow with Nirmaan

Udyog LAP vs. Udyog LAP Flexi Funds: What Should You Choose?

Wondering what’s best for your business cash flow? Find out the difference between Udyog LAP and Flexi Funds | Apply online
Udyog Loan Against Property vs. Flexi Funds
Udyog Loan Against Property vs. Flexi Funds

Celebrating International Women’s Day: Special Offers for Your #LimitlessGrowth by Godrej Capital

Special Women’s Day offers on Home Loans, Business Loans, LAP & Udyog Loan. Limited period only!
Celebrating International Women’s Day
Celebrating International Women’s Day

Government Schemes for Women-led Businesses/MSMEs in India: All You Need to Know

Find government MSME schemes & business loans for women. Explore Mudra Yojana, Stand-Up India & unlock your potential!
Government Schemes for Women-led Businesses/MSMEs in India
Government Schemes for Women-led Businesses/MSMEs in India

Importance of Home Loan Sanction Letter

A Home Loan sanction letter serves as a testament to a borrower's eligibility for a Home Loan from a financial institution.
Importance of Home Loan Sanction Letter
Importance of Home Loan Sanction Letter

How Does 'Design Your EMI' Provide Flexibility in Loan Repayments?

Explore Godrej Capital’s Design your EMI (DEMI) feature on various types of loans and enjoy flexible repayment options to suit your needs.
How Does 'Design Your EMI' Provide Flexibility in Loan Repayments?
How Does 'Design Your EMI' Provide Flexibility in Loan Repayments?

Flexibility of Repayment in Business Loans

Flexible repayment options can offer business owners a level of convenience and adaptability that traditional fixed repayment plans may not provide.
Flexibility of Repayment in Business Loans
Flexibility of Repayment in Business Loans

Loan Protection Insurance: Your Safety Net for Life's Unexpected Turns

Do you really need Loan Protect Insurance? Understand how it can benefit you and your dependents
Loan Protection Insurance
Loan Protection Insurance

Home Loan Tax Benefits for Women

Various financial benefits, particularly in terms of tax deductions, are available to women who opt for Home Loans
Home Loan Tax Benefits for Women
Home Loan Tax Benefits for Women

Benefits of filing Income Tax Return (ITR)

Here’s why everyone should file their ITR
Benefits of filing Income Tax Return (ITR)
Benefits of filing Income Tax Return (ITR)

6 Mistakes Chartered Accountants Must Avoid in Their Career

CA success – Explore benefits of Professional Loans for CA and common mistakes they should avoid
6 Mistakes that CAs must avoid
6 Mistakes that CAs must avoid

Inclusive Lending: Loans for Same-Sex Partners

Zero discrimination in loans for same-sex partners and how loans can be an enabler.
Loans for Same-Sex Partners
Loans for Same-Sex Partners

Everything You Need to Know About KYC Verification

Read on to learn more about KYC, step-by-step guide for the KYC verification process, the documents required, and more…
Everything You Need to Know About KYC Verification
Everything You Need to Know About KYC Verification

Planning to pay off your loan early? Consider this before you make a decision

Is loan prepayment or loan foreclosure on your mind? Read this blog to find out if it’s the right decision for you.
Planning to pay off your loan early?
Planning to pay off your loan early?

5 Expert Tips for Mastering Home Loan Balance Transfer

Save more with these master tips on Home Loan Balance Transfer | Apply Online
5 Expert Tips for Mastering Home Loan Balance Transfer
5 Expert Tips for Mastering Home Loan Balance Transfer

5 Things You Need to Know Before Foreclosing a Loan

Foreclosing a loan is a significant financial decision that should be carefully considered.
5 Things You Need to Know Before Foreclosing a Loan
5 Things You Need to Know Before Foreclosing a Loan

7 Things Same-Sex Partners Should Consider Before Applying for a Home Loan

Explore the benefits, calculate interest rates, apply online easily | Joint home loans
7 Things Same-Sex Partners Should Consider
7 Things Same-Sex Partners Should Consider

How Loan-to-Value Shapes Your Home Buying Experience

LTV determines the down payment on the home you are buying. Find out how
How Loan-to-Value Shapes Your Home Buying Experience
How Loan-to-Value Shapes Your Home Buying Experience

How to Submit Income Tax Return Online?

Step by step process to submit ITR for assessment year 2024-2025
How to Submit Income Tax Return Online?
How to Submit Income Tax Return Online?

How to Choose the Right Home Loan Tenure?

Short-term loan or long-term loan? Read to find out what’s ideal for you
How to Choose the Right Home Loan Tenure?
How to Choose the Right Home Loan Tenure?

6 Common Business Loan Myths: Discover the Facts

Demystified: EMI, Loan tenure, interest rates, collateral | Godrej Capital | Apply online
6 Common Business Loan Myths: Discover the Facts
6 Common Business Loan Myths: Discover the Facts

Eligibility and Documents Required for MSME Certification

Here’s a simple list of eligibility criteria and documents required to get a business certified as an MSME.
Eligibility and Documents Required for MSME Certification
Eligibility and Documents Required for MSME Certification

Understanding Overdraft Facility: A Simple Explanation

Flexi Funds is an overdraft-like facility. Understand how it works, its features and advantages
Understanding Overdraft Facility: A Simple Explanation
Understanding Overdraft Facility: A Simple Explanation

How to Download MSME Certificate?

MSME Certificate helps promote and support small businesses and allows them to leverage government schemes and be recognized.
How to Download MSME Certificate?
How to Download MSME Certificate?

Facts about Loan Against Property that you should know

Mortgaging your property is an important decision. Understand how LAP works
Facts about Loan Against Property that you should know
Facts about Loan Against Property that you should know

Earn Rewards on EMI Payments - Know All About BizRewards

Your EMI payments can earn you rewards. With Godrej Capital business loans, you get rewarded for timely EMI payments.
Earn Rewards on EMI Payments - Know All About BizRewards
Earn Rewards on EMI Payments - Know All About BizRewards

Is ITR for Home Loan Required? - 2024

Get clarity on the necessity of filing an ITR for a home loan in 2024 through our informative website.
Is ITR for Home Loan Required? - 2024
Is ITR for Home Loan Required? - 2024

How to reduce interest payment on Home Loan?

Learn valuable tips and techniques to lower your interest payments on your home loan and achieve financial freedom.
How to reduce interest payment on Home Loan?
How to reduce interest payment on Home Loan?

Maximising Tax Benefits: Navigating the World of Joint Home Loan Ownership

Learn the art of maximizing tax benefits by effectively managing joint home loan ownership with our expert advice.
Maximising Tax Benefits
Maximising Tax Benefits

Looking to Check Your CIBIL score? Here’s How You Can Do It Easily

Discover a hassle-free way to check your CIBIL score and gain valuable insights into your credit health.
Looking to Check Your CIBIL score? Here’s How You Can Do It Easily
Looking to Check Your CIBIL score? Here’s How You Can Do It Easily

What Can You Do To Improve Your Credit Score

Boost your credit score with simple steps! Pay bills on time, reduce debt, and diversify credit. Discover actionable tips for a healthier credit profile.
What Can You Do To Improve Your Credit Score
What Can You Do To Improve Your Credit Score

Know the Difference Between Credit Score and CIBIL score

Understand the difference between Credit Score and CIBIL Score. Learn how each affects your financial health and make smarter decisions for a better credit future.
Know the Difference Between Credit Score and CIBIL score
Know the Difference Between Credit Score and CIBIL score

Looking to Obtain a Business Loan? Avoid These 7 Mistakes

Explore the path to securing a Business Loan with confidence. Learn how to navigate the process wisely by steering clear of these 7 common mistakes. Elevate your chances of approval and financial success with our essential guide.
Looking to Obtain a Business Loan? Avoid These 7 Mistakes
Looking to Obtain a Business Loan? Avoid These 7 Mistakes

Lease Rental Discounting: All You Need to Know

Lease Rental Discounting (LRD) is a unique financial instrument that empowers commercial property owners in India to leverage the rental earnings from their assets to secure term loans.
Lease Rental Discounting: All You Need to Know
Lease Rental Discounting: All You Need to Know

What Are Fixed Home Loans? A Simple Explanation.

A fixed interest rate on a home loan offers the advantage of stability fixed interest rate during the tenure.
What Are Fixed Home Loans? A Simple Explanation.
What Are Fixed Home Loans? A Simple Explanation.

A Comprehensive Guide to Business Loan Against Property: Everything You Need to Know

Secured loans for business offer low interest rates and higher loan amounts due to collaterals such as residential or commercial property.
A Comprehensive Guide to Business Loan Against Property
A Comprehensive Guide to Business Loan Against Property

Guidebook: Different Types of Business Loans in India

Various types of business loans are available to support the business growth and specific needs of business owners.
Guidebook: Different Types of Business Loans in India
Guidebook: Different Types of Business Loans in India

Is Your Business Loan a Load?

Discover the best MSME loans for business growth and flexible repayment options.
Is Your Business Loan a Load?
Is Your Business Loan a Load?

All You Need to Know About a Business Loan

Looking for information on Business Loan? Our comprehensive guide covers everything you need to know about Business Loan, including different financing options, the loan application process, eligibility criteria, types of Business Loan available, interest rates, repayment terms, and Business Loan requirements. Explore this definitive guide to make informed decisions and secure the financing you need for your business
All You Need to Know About a Business Loan
All You Need to Know About a Business Loan

Smart Tips to Boost Your Home Loan Eligibility

You can increase your home loan eligibility by having a good credit score, opting for a joint home loan, and making a higher down payment.
Smart Tips to Boost Your Home Loan Eligibility
Smart Tips to Boost Your Home Loan Eligibility

A Guide on Home Loan Balance Transfer

Home loan borrowers avail Home Loan Balance Transfers to lower their interest rates and save on EMIs.
A Guide on Home Loan Balance Transfer
A Guide on Home Loan Balance Transfer

Myth Busters: Decoding Myths vs. Facts for LAP

Confused about Loan Against Property? LAP myths are decoded just for you. Read to know more about the popular myths around Loan Against Property and the facts to make an informed decision.
Myth Busters: Decoding Myths vs. Facts for LAP
Myth Busters: Decoding Myths vs. Facts for LAP

Loan Against Property Meaning and Commonly Used Loan Terminologies

Detailed explanation about Loan Against Property and commonly used Loan terminologies.
Loan Against Property Meaning and Commonly Used Loan Terminologies
Loan Against Property Meaning and Commonly Used Loan Terminologies

Ready to Avail Home Loan Balance Transfer? Leap over these Hurdles for a Seamless Experience

Availing of a Home Loan Balance Transfer is a profitable deal. However, during the process you may encounter certain hurdles commonly faced by borrowers. In this article, learn which are the Top 3 hurdles in availing Home Loan Balance Transfer and how you can overcome them.
Overcoming Common Home Loan Balance Transfer Hurdles
Overcoming Common Home Loan Balance Transfer Hurdles

All About Home Loan Balance Transfer - You Asked, We Answered!

Home Loan balance transfer refers to transferring your outstanding loan to a new lender. Here are some FAQs related to transfer.
All About Home Loan Balance Transfer - You Asked, We Answered!
All About Home Loan Balance Transfer - You Asked, We Answered!

Wondering What Affects Your Home Loan Rate of Interest? Let’s Find Out (Part II)

Repo rate, inflation, retail prime lending rate and marginal cost of fund-based lending rate are some macroeconomic factors that influence Home Loan interest rates.
Wondering What Affects Your Home Loan Rate of Interest? Let’s Find Out
Wondering What Affects Your Home Loan Rate of Interest? Let’s Find Out

Funding for Small Business? Explore Government Schemes and Loan Options

This guide explores various government schemes for MSME funding and other ways to fund your business
Funding for Small Business? Explore Government Schemes and Loan Options
Funding for Small Business? Explore Government Schemes and Loan Options

Leveraging Financial Assets for Business Growth

Fund your Small and Medium Enterprise (SME) with various loan options to grow your business.
Leveraging Financial Assets for Business Growth
Leveraging Financial Assets for Business Growth

What is Loan to Value ratio (LTV) in a Loan Against Property?

Before you apply for a loan, understand what Loan to Value is, and why it is important
What is Loan to Value ratio (LTV) in a Loan Against Property?
What is Loan to Value ratio (LTV) in a Loan Against Property?

Loan Tenure: All You Need to Know

Read all about Loan term and make an informed decision to pick the loan term that fits your requirements
Loan Tenure: All You Need to Know
Loan Tenure: All You Need to Know

Udyog Loan Against Property: Your Queries Answered

Also known as Micro Loan Against Property or Business Loan Against Property, Godrej Capital’s Udyog LAP is here
Udyog Loan Against Property: All You Need to Know
Udyog Loan Against Property: All You Need to Know

Understanding Interest Rates: Fixed vs. Semi-Fixed vs. Floating

Confused by different loan interest rates? Fixed, floating, or semi-fixed? Understand all about it and how to choose the best option for your financial goals.
Understanding Interest Rates: Fixed vs. Semi-Fixed vs. Floating
Understanding Interest Rates: Fixed vs. Semi-Fixed vs. Floating

What Affects Your Home Loan Interest Rate? (Part I)

Credit score, debt-to-income ratio, job profile, property location, and down payment amount affects Home Loan interest rates
What Affects Your Home Loan Interest Rate?
What Affects Your Home Loan Interest Rate?

Commonly Used Home Loan Terminologies

Knowing the common home loan terms can help you better understand home loans and make a wise decision
Commonly Used Home Loan Terminologies
Commonly Used Home Loan Terminologies

A Complete Guide to the Different Types of Loans Available in India

There are various types of loans available to meet the financial requirements of individuals and businesses.
A Complete Guide to the Different Types of Loans Available in India
A Complete Guide to the Different Types of Loans Available in India

Exploring the Difference Between Secured Loans vs. Unsecured Loans

Before you apply for a loan, it's crucial to understand the differences between secured and unsecured loans.
Exploring the Difference Between Secured Loans vs. Unsecured Loans
Exploring the Difference Between Secured Loans vs. Unsecured Loans

How Much Tax Benefit Can Be Availed on Loan Against Property?

Understand how you can get tax benefits on Loan Against Property and save on your EMI payouts.
How Much Tax Benefit Can Be Availed on Loan Against Property?
How Much Tax Benefit Can Be Availed on Loan Against Property?

Maximise Tax Benefits for Joint Home Loan

A joint home loan has many benefits that help you buy a home.
Maximise Tax Benefits for Joint Home Loan
Maximise Tax Benefits for Joint Home Loan

A Complete Guide to Home Loan Management

Home Loan application is a long-term commitment. Thorough research and planning is necessary at every stage of the loan application process.
A Complete Guide to Home Loan Management
A Complete Guide to Home Loan Management

Myth vs. Facts: 4 Home Loan Myths Busted

Home loan myths exist in several forms. It is essential to overcome them to make the most of this offering.
Myth vs. Facts: 4 Home Loan Myths Busted
Myth vs. Facts: 4 Home Loan Myths Busted

What does New Tax Regime Say About Home Loan Tax Benefit?

Old tax regime or new tax regime? Know how to choose if you are planning for a home loan
What does New Tax Regime Say About Home Loan Tax Benefit?
What does New Tax Regime Say About Home Loan Tax Benefit?

Effective Strategies for Paying Off Your Home Loan Sooner

Prepaying your home loan can be a smart financial move. It helps become debt-free faster and reduces the total home loan interest rate you'll pay over time.
Effective Strategies for Paying Off Your Home Loan Sooner
Effective Strategies for Paying Off Your Home Loan Sooner

Thinking of Home Loan Balance Transfer? Avoid These 4 Mistakes for Maximum Savings!

Save maximum by avoiding these 4 home loan balance transfer mistakes
Thinking of Home Loan Balance Transfer? Avoid These 4 Mistakes for Maximum Savings!
Thinking of Home Loan Balance Transfer? Avoid These 4 Mistakes for Maximum Savings!

What is Loan Against Property? Features, Eligibility, Documents, and more

Loan Against Property is a secured type of loan where the borrower can mortgage property to borrow funds.
What is Loan Against Property? Features, Eligibility, Documents, and more
What is Loan Against Property? Features, Eligibility, Documents, and more

Latest Trends - Small Business Growth in India

Small business owners need to keep up with the evolving trends for business growth
Latest Trends - Small Business Growth in India
Latest Trends - Small Business Growth in India

Business Loan – Frequently Asked Questions Answered

Whether you're starting a new business or looking to grow an existing one, this guide will help you answer your questions and make the process easier.
Business Loans - Frequently Asked Questions Answered
Business Loans - Frequently Asked Questions Answered

How Can I Grow My Business with Loan Against Property?

Small business growth in India often requires capital. Learn how a Loan Against Property can help you
How Can I Grow My Business with Loan Against Property?
How Can I Grow My Business with Loan Against Property?

All About Loan Against Property: You Asked, We Answered

Have questions about tax, credit score, documents, eligibility, and more about Loan Against Property? Find answers here
All About Loan Against Property: You Asked, We Answered
All About Loan Against Property: You Asked, We Answered

Loan Against Property vs. Other Loans: Making an Informed Choice

Apply for a loan after carefully reviewing each loan type to align with your specific financial needs.

Top Successful MSME Businesses in India (2024)

Looking for new business ideas in India? In this guide, we explore unique business ideas that you can consider