Business Ideas with Low Investment

Years ago, the availability of huge capital was a regulator for commencing entrepreneurship in India. These days, starting your own business requires a reliable business plan, a small amount of money, and a positive attitude. Many business ideas requiring less capital are still super lucrative to begin in the market today. Today, this is possible because of a strong startup scene and growing interest amongst Indians towards becoming their own boss.

India has over 63 million micro, small, and medium enterprises (MSMEs), according to the Ministry of MSME (2023). These businesses contribute to nearly 30% of India’s GDP. This clearly shows that even small efforts can lead to big results. Whether you're a student, a homemaker, or someone tired of a 9-5 job, you can start your own venture.

Let’s take a look at some of the most successful small business ideas you can begin with a small budget.

Why You Should Start With A Low Investment Business

Starting small means fewer risks and more control. You don’t have to rely on big lenders or take heavy loans. Here’s why low cost business ideas with high profit make sense in India:

• Many can be started from home.
• Most don’t need a shop or office space.
• You save on rent, electricity, and staff costs.
• Government schemes offer help for micro enterprises.

Also Read: Everything you need to know about Business Loan – A definitive guide

Top Business Ideas With Low Investment In India

Here are some of the best and most successful small business ideas suited to the Indian market:

1. Freelance content writing

• If you have a knack for writing, this is for you.
• No office needed — just a laptop and internet.
• Average income – INR 15,000 to INR 1 lakh per month depending on experience.
• Platforms like Upwork and Fiverr can help you get started.

2. Home bakery or tiffin service

• Food businesses are evergreen. Indian homes love homemade food and sweets.
• Startup cost is aorund INR 5,000 – INR 50,000.
• You can market through WhatsApp, Facebook and Instagram.

3. Mobile repairing and accessories

• Smartphone usage is booming in India.
• The market is huge.
• Training courses available under Skill India initiative.
• Start with INR 20,000 and grow from there.

4. Handmade crafts and jewellery

• Indians love traditional, handmade items.
• You can sell on Etsy, Amazon, and local exhibitions.
• Ideal for housewives and college students.

These are some of the small business ideas where profits can be high with minimal starting money.

What Makes a Business Profitable?

To make the most of business ideas with low investment and ultimately turn it into a high profit venture, you must:

• Pick a product or service that solves a real problem.
• Keep expenses low.
• Focus on good customer service.
• Use digital tools to reach more people.

One of the best business ideas is to sell digital products like e-books or online courses. They need no storage or delivery. Once created, you can sell them again and again.

Some Useful Numbers and Stats

• According to NASSCOM, India had 1,25,000+ tech start-ups by 2024.
• Nearly 50% of new start-ups are in Tier 2 and Tier 3 cities, according to the Economic Survey 2023-24.
• India’s e-commerce market is set to reach INR 8.8 trillion by 2026 (IBEF report, 2024).

All this shows that new business ideas in India have a strong future.

Government Support for Small Businesses

If you are worried about funds, don’t stress. Here are some schemes that help:

• PMEGP (Prime Minister's Employment Generation Programme): Offers subsidy up to 35% for rural areas.
• MUDRA Yojana: Offers loans up to INR 10 lakh for micro businesses.
• Stand-Up India Scheme: Focuses on SC/ST and women entrepreneurs.

Also Read: Top 6 Government Loan Schemes for Women Entrepreneurs in 2025

The Bottom Line

You don’t need INR 50 lakh to start a good business. You actually require a good idea, an effective plan, and courage to start. India is home to many new business ideas that do not need huge amounts of capital.

If you desire to run a kitchen-based food company, provide services online or open a handcraft store — there is space for anyone. Furthermore, thanks to digitalization today, it is possible for one’s cottage industry to grow into an enterprise. You can grow from a small shop to a big brand, all from your home.

Looking to launch your own venture? Find the right support and start building your future today. Apply now for a Business Loan and take your first step towards success!

Moreover, you can also use an EMI calculator to calculate all your EMIs accurately without any hassles and plan your financial goals accordingly!

FAQs

Q.1. Which business is best to do with a low investment?

A. For low-investment business ideas in Bengaluru, consider leveraging your skills through freelancing. You can provide services like writing, design, marketing, etc. These can be home-based businesses and can also involve businesses like a bakery or starting a tiffin service, all of which require minimal upfront investment.

Q.2. What is the most successful small business?

A. Some consistently profitable and in-demand businesses include online ones such as content writing, providing digital services, catering to local needs.

Q.3. How to start business with INR 50,000?

A. To start something with an investment of INR 50,000, you can look at some small business ideas that operate digitally, require low investment costs and are required locally. These can include starting businesses in tiffin providing, pottery, tutoring, writing, installing food stalls, etc.

Q.4. How to start a startup?

A. Begin with a solid business idea, conduct thorough market research, develop a comprehensive business plan, secure funding, build a strong team, and establish a strong online presence to market your business. Throughout the process, you must also focus on innovation and building and nurturing customer relationships.

Q.5. What is a zero-investment business?

A. Various strategies can help you make money without an investment in business. Start by identifying your skills or hobbies that can be monetized, such as writing, designing, or social media management. You can build a portfolio and monetize your work on freelance platforms later.

Disclaimer:

The contents of this article are for information purposes only and not a financial advisory. The information is subject to update, revision, and amendment and may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Godrej Capital or its Affiliates to any requirements. Godrej Capital or its Affiliates shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any decisions, financial or otherwise based on the contents and information mentioned. For more information, please visit www.godrejcapital.com