Please read the Terms and Conditions provided below carefully as they will govern conduct, rights, responsibility and obligations of a User with regard to website of Godrej Capital Limited ("GCL").If you do not agree to all the Terms and Conditions of the Use, do not use this Website.
Godrej Capital Limited may revise and update these Terms and Conditions from time to time. We urge you to regularly review the Terms and Conditions of the Website to remain updated about the changes done to these Terms & Conditions. Your continued usage of the Website is considered as an implied acceptance of the changes and that you agree to abide by these terms for usage of this Website.

Definitions

Content means and includes any material, information, advisory, calculators, FAQs, data or graphs, money market movements, interactive media, marketing material, news items, texts, graphics, links etc, whether or not belonging to GCL, which is available either directly or through a link or pathway in this Website.

Godrej Finance Limited is a Non-Banking Finance Company registered with Reserve Bank of India. It is an Affiliate of Godrej Capital Limited.

Godrej Housing Finance Limited is a Housing Finance Company registered with Reserve Bank of India as a Non-Banking Finance Company - Housing Finance Company (NBFC-HFC). It is an Affiliate of Godrej Capital Limited.

User refers to the person (s) who is/are accessing/viewing the Website for land shall be bound by the Terms and Conditions mentioned herein. In the document all reference to "You", "Us", "Me", "We" and "I" shall be to User.

Affiliates jointly refers to Godrej Housing Finance Limited and Godrej Finance Limited.

Microsite refers to the website of its Affiliates i.e. Godrej Housing Finance Limited and Godrej Finance Limited.

Website refers to this website with URL www.godrejcapital.com which you are browsing / visiting or such other Microsite of the Company.

Introduction

This is a binding arrangement between you, the user, and GCL, establishing the terms and conditions under which the Website may be accessed by You. By accessing, through any medium of communication including but not limited to emails, social media or dashboard of any third party(ies)., you agree to be bound irrevocably by these terms and conditions.

It is hereby understood that Website of Godrej Capital is merely a platform which contains details related to its Affiliates products and link to their Website/Microsite. Godrej Capital is not /cannot be deemed to have any customer interface with customers of its Affiliates due to such hosting.

User Declaration

• I have willingly and with my consent agreed to visit this Website. These Terms and Conditions constitutes a binding contract between You and GCL with regards to the access and use of this Website.
• I/we understand that details such as but not limited to personnel, branch, products etc of its Affiliates may be hosted on Website.
• I/we understand that hosting of any details of its Affiliates or any product offering or branding of Affiliates in Website is not endorsement/financial advice of it by GCL and it is the responsibility of the User to ascertain its details and its selection is on risk and judgement of User.
• I/we understand that GCL uses any third party offering for Website, including of Affiliates, and GCL does not represent them or assures their service or any performance standard and in case of any dispute we would have to approach them with no recourse to GCL.
• I/We agree and understand that GCL may collect information provided by me/ us during visit to Website and I/We shall not dispute this retention.
• I/We agree and declare that we shall keep all details, documents and media or any other information related to the Website as confidential and will take prior permission from GCL before sharing it with any third party.
• The user acknowledges that in order to fully access the Website he would require an active internet connection which can be Wi-Fi or the Local Area Network (LAN) connection. GCL does not assume any responsibility/liability if the User is not able to go through the Website due to absence/ insufficiency of the required internet connection.
• GCL will not be concerned with any dispute between the User and the Internet Service Provider and/or any third party providing the internet connection or any other services responsible to run the website and will not be a party to same.

Use of Information and Materials

You are advised to exercise due caution and/or seek independent advice before availing any facility or entering into any financial obligation based on the Content you will come across in Website.

The Content which you will receive in Website or other terms are provided on an "as is", "as available" basis and are protected by copyright.

You cannot distribute the Content to others without the express written consent of GCL.

You cannot copy, download, publish, distribute, transmit, license, reverse engineer, create derivative works from, transfer or sell any information, software, products, services or intellectual property or reproduce any of the Content that has been obtained from the Website in any form/manner without prior written permission of GCL.

The Content which you will receive in Website should not be regarded as an offer, solicitation, invitation, advice or recommendation to buy or sell investments, securities or any other instrument or financial products / schemes of Affiliates/ GCL, or any of its group entities.

Use of the products or services described in Website may not be permitted in some countries and if in doubt, you should check with your local regulator or authority before requesting further information on such products/ services. However, Such User acknowledges that he is accessing the Website on his own initiative and at his own risk and that it is his responsibility (and not GCL's responsibility) to make sure that his use of this Website shall comply with all the applicable local Laws and Rules.

Products and Services are available only at the discretion of GCL and its group entities, subject to the individual contractual Terms and Conditions of products and services which they offer and such products and services may be withdrawn or amended at any time without notice.

The full range of products or services may not be available in all locations.

The User acknowledges and declares that Third parties assistance, by both User and GCL, may be required for using the Website and GCL does not provide any assurance or warranty for the standard or continuance of their service.

No Representation or Warranty

No information sent to any user through this Website shall constitute any representation or warranty by GCL regarding the credit-worthiness, financial performance or prospects, solvency, or viability of any company or other legal entity or the business carried on by such entity.

All information in this Website is being provided under the condition and understanding that the same is not being interpreted or relied on as legal, accounting, tax, financial, investment or other professional advice, or as advice on specific facts or matters.

GCL may at any time (without being obliged to do so) update, edit, alter and or remove any information in whole or in part that may be available on this Website and shall not be held responsible for all or any actions that may subsequently result in any loss, damage and or liability.

Nothing contained herein is to be construed as a recommendation to use any product or process, and GCL makes no representation or warranty, express or implied that, the use thereof will not infringe any patent, or otherwise.

The User is expected to keep abreast of any changes made in this website and the information available on it on a regular basis and GCL and its group entities undertake no responsibility about advising the user/clients about any such changes.

GCL makes no warranties as to the confidentiality or security of the information or messages whether personal or otherwise received through Website unless otherwise specified expressly and bound through applicable law. Though GCL will endeavour to ensure that information contained on this Website is obtained from sources which, it considers, are reliable, GCL and its Affiliates do not warrant such information's completeness or accuracy. The same should not be construed as the 'statement of law' or used for any legal purposes. In any event, you are advised to verify/check independently or with the respective source and obtain appropriate professional advice before acting on the information provided herein. Though reasonable efforts are maintained by GCL to ensure that Website process is free from all viruses no representation is being made that it is free from all defects and User is accessing it at his own risk.

Limited Liability

GCL or its Affiliates or, its directors and employees shall in no way accept any liable liability and shall not be liable to the User or any person whatsoever for any loss or damage arising directly or indirectly (including special, incidental or consequential, punitive, or exemplary loss, damage or expenses) from your use of this Website, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, omission, interruption, imperfection, fault, mistake or inaccuracy, its Contents or associated services, or due to any inaccessibility of this Website or any part thereof or any contents or associated services even if the Users are advised of the possibility of such damages, losses or expenses.

Damages

In no event shall Company and/or its affiliates be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of this Website.

Trademark & Copyright

The logos and marks appearing in this site are registered and/or pending registration in favor of Company/its affiliates or are used under license by its affiliates in the areas where Godrej markets products bearing these trademarks. The use or misuse of these Trademarks or any other content on this site, is strictly prohibited. Nothing contained on the website should be construed as granting any license or right to use any Trademarks displayed on the website. The copyright in the material on this website belongs to Company and may be copied and used only for personal and non-commercial purposes (except as previously authorized in writing by Company).

Governing Law

This Website and the Terms and Conditions shall be governed by and construed in accordance with all applicable laws of India, unless stated otherwise. All disputes arising out of or in connection with these terms and conditions or use of this Website shall be submitted to the exclusive jurisdiction of the courts of Mumbai. The Laws of India shall apply.

Regulatory Disclaimer

The Reserve Bank of India/ National Housing Bank does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits / discharge of the liabilities
by GCL.

Termination

GCL shall reserves the right to withdraw or terminate all or any services availed by the User using this Website, without assigning any reason whatsoever, without any prior notice to the user. GCL shall not be liable for any loss or damage that may be sustained by any User on account of such suspension / withdrawal / termination by GCL.