Better loan terms await you with

Balance Transfer

Starting rate of 8.55%
Save on EMI payments
Zero-touch loan
Get additional top-up

About Godrej Capital Balance Transfer

Struggling with high EMI payments and poor customer service? Transfer your existing loans to Godrej Capital and enjoy the benefits of lower interest rates, reduced EMIs, higher eligibility, and industry-best* customer support. Experience the consistency, flexibility, and reliability of a trusted lender with Godrej Capital Balance Transfer.

Interest rates starting from

8.55% p.a.

Additional

Top-up Loans

Minimal

Documentation

Quick

Sanction

style

global-title-top-padding, global-top-padding-tab, font-style

animation

true

animation-threshold

0.2

Godrej Capital Balance Transfer Offers

style

Padding-v1, global-title-component-padding, global-top-padding-tab

timing

teaser-target-id

homepage-carousel-secondary

style

Hero-carousel-secondary

summary

*Terms and Conditions Apply

pagination

true

progressbar

false

Home Loan

Transfer your home loan to Godrej Capital for lower interest rates and flexible repayment options that save you money. Our seamless process and superior customer service ensure a hassle-free transition, unlocking better benefits for your home journey.

Higher Loan Amount – up to INR 10 crore
Interest rates – starting from 8.55% p.a.
Loan Tenure – up to 30 years
Top-up Loan available

Apply Now
Know More

mobile-alignment

center

desktop-text-alignment

left

desktop-text-placement

left

type

carousel-v1

hide-button

primary

hide-button

secondary

teaser-target-id

homepage-carousel-secondary

Text-color

white

Loan Against Property

Optimize your finances by transferring your Loan Against Property to Godrej Capital. Enjoy competitive rates and flexible repayment plans. With our superior customer service, we guarantee a smooth transition, enhancing your financial flexibility while retaining the value of your asset.

Interest rates starting at 9.75% p.a.
Longer tenure of up to 25 years
Loan-to-value up to 85%
Flexi Funds (Overdraft-like facility)

Apply Now
Know More

mobile-alignment

center

desktop-text-alignment

left

desktop-text-placement

left

type

carousel-v1

hide-button

primary

hide-button

secondary

teaser-target-id

homepage-carousel-secondary

Text-color

white

Plot Loan

Looking to transfer your Plot Loan? Choose Godrej Capital for an easy balance transfer experience! Benefit from attractive interest rates and tailored repayment options. With our superior customer service, we’ll help you realize your land dreams while optimizing your financial plan.

Quick loan sanction & disbursals
Interest rates – starting from 9.19% p.a.
Loan-to-value - 80%
Minimal documentation

Apply Now
Know More

mobile-alignment

center

desktop-text-alignment

left

desktop-text-placement

left

type

carousel-v1

hide-button

primary

hide-button

secondary

teaser-target-id

homepage-carousel-secondary

Text-color

white

timing

100

teaser-target-id

homepage-carousel-secondary

style

Hero-carousel-secondary, term-condition-padding, know-more-color

summary

*Terms and Conditions Apply

pagination

True

progessbar

True

Balance Transfer Calculators

style

global-title-top-padding , global-title-top-padding-tab

loan-amount-title

Loan Amount (In INR)

loan-amount-min-value

500000

loan-amount-max-value

50000000

Interest-rate-title

Interest Rate (In %)

Interest-rate-min-value

Interest-rate-max-value

loan-amount-step

25000

tenure-title-year

Loan Tenure (In Years)

tenure-min-year-value

tenure-max-year-value

tenure-title-months

Loan Tenure (In Months)

tenure-min-month-value

tenure-max-month-value

tab-title

EMI Calculator

calculator-id

homepage-calculator

style

Cal,no-padding

Principal-amount-label

Principal Amount

Monthly-emi-label

Your Monthly EMI

Monthly-emi-label-mobile

Monthly EMI

Interest-payable-label

Interest Payable

Total-amount-payable-label

Total Amount Payable

Interest-rate-label

Interest Rate @

Total-tenure-label

Total Tenure

Apply-now-label

Apply Now

redirection-path-emi

/apply-now?gtm=emi&category=balance_transfer&gtm=emi&&target=applynowform-container

Rupee-symbol-english

INR

Percent-symbol

Year-span-label

Yrs.

Month-span-label

Mos.

Year-input-min-label

Year

Year-input-max-label

Years

Month-input-min-label

Month

Month-input-max-label

Months

Chart-year-symbol

Chart-month-symbol

Chart-month-year-separator

Error-message-loan

Please enter value within range.

Error-message-interest

Please enter value within range.

Error-message-year

Please enter value within range.

Error-message-month

Please enter value within range.

income-title

Net Monthly Income (In INR)

income-min-value

50000

income-max-value

2500000

existing-emi-title

Existing EMIs (In INR)

existing-emi-min

Income-amount-step

25000

existing-emi-step

25000

existing-emi-max

1500000

interest-rate-title

Interest Rate (In %)

Loan-interest-rate-min-value

Loan-interest-rate-max-value

tenure-title-year

Loan Tenure (In Years)

Loan-tenure-min-year-value

Loan-tenure-max-year-value

tenure-title-months

Loan Tenure (In Months)

Loan-tenure-min-month-value

Loan-tenure-max-month-value

product-list

Home Loan

Plot Loan

Property Loan

redirection-path

/apply-now?category=balance_transfer&gtm=loan_eligibility&target=applynowform-container

redirection-path-mobile

/apply-now?category=balance_transfer&gtm=loan_eligibility&target=applynowform-container

select-product-place-holder

Select Product

font-size

Select-product-label

Select The Product You Are Interested In?

Interest-rate-label

Interest Rate @

Total-tenure-label

Total Tenure

Year-label

Month-label

Tenure-separator

Principal-amount-label

Principal Amount

Interest-payable-label

Interest Payable

Loan-eligibility-label

Your Loan Eligibility Amount:

Total-amount-label

Total Amount Payable

Monthly-emi-label

Your Monthly EMI

Monthly-emi-label-mobile

Monthly EMI

Mobile-year

Years

Mobile-month

Months

Apply-now-button

Apply Now

Loan-Rupee-symbol-english

INR

Percent-symbol

Year-span-label

Yrs.

Month-span-label

Mos.

Year-input-min-label

Year

Year-input-max-label

Years

Month-input-min-label

Month

Month-input-max-label

Months

Error-message-loan

Please enter value within range.

Error-message-existing-emi

Please enter value within range.

Error-message-interest

Please enter value within range.

Error-message-year

Please enter value within range.

Error-message-month

Please enter value within range.

Tab-title

Loan Eligibility Calculator

Calculator-id

Homepage-calculator

Style

Cal, hide-dropdown

Interest Rates and Documents

Interest Rates

Lighten your financial load - turn to our Home Loan Balance Transfer with low-interest rates, designed to provide the support you need.

Indian Resident Salaried

8.55%

per annum onwards

Non-Resident Indian Salaried

8.69%

per annum onwards

Business Self Employed

8.99%

per annum onwards

Professional Self Employed

8.99%

per annum onwards

queryIndexUrl

/interest_rate_document/query-index.json

interestRateTitle

Interest Rates and Documents

viewCompleteLabel

View Complete List of Documents

viewCompleteLabelRedirection

/information-and-policy-gc?target=accordion-content.active&category=customer_information&show=Identity_And_Address_Proof_Documents

disclaimer

* Disclaimer: All contents mentioned on this page, including documents, eligibility may vary for each borrower and are subject to the lender's discretion. The content is subject to change without prior notice.

style

global-padding , global-padding-tab

pagename

Balance-transfer

quesansurl

/support/faq-ques-ans-sheet.json

desktopTitle