Fund your home in the making with

Home Loan for Under-Construction Properties

Quick sanction
Zero-touch loan
Easy customer support
Loan-to-value of up to 90%

About Godrej Capital Home Loan for Under-Construction Properties

Witnessing your dream home come to life is a special feeling. Godrej Capital understands the excitement and long-term investment involved in purchasing under-construction properties and offers tailored home loan solutions to make your journey to homeownership an easy one.

Higher loan amount up to

INR 10 crore

Interest rates starting from

8.55% p.a.

High loan-to-value up to

90%

High loan tenure up to

30 years

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Why Choose Godrej Capital Home Loan?

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*Terms and Conditions Apply

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Design Your EMI

Take control of your EMIs! Customize your monthly payments and choose to pay interest-only for select periods.

We offer convenient and flexible EMI payments specifically designed for under-construction properties. With interest-only payments, you can cover your rent and other expenses as your dream home is built into reality.

Pay interest-only for up to 48 months for under-construction properties
Ensure your chosen interest payment meets minimum and maximum thresholds
Combine interest-only option with parallel funding offers across leading developers

Apply Now
Know More

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Parallel Funding

Ease your down payments! Pay upfront costs into smaller affordable portions.

Burdened by the thought of bulky down payments? Bringing you closer to your dream of homeownership with a parallel funding option. Now your perfect abode is more attainable than ever.

Reduce the stress of upfront payment by sharing the load with us
Split your down payment contribution into affordable portions under various construction stages
Only applicable for under-construction properties

Apply Now
Know More

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*Terms and Conditions Apply

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Home Loan Calculators

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Loan Amount (In INR)

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500000

loan-amount-max-value

50000000

loan-amount-step

250000

Interest-rate-title

Interest Rate (In %)

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Interest-rate-max-value

tenure-title-year

Loan Tenure (In Years)

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Loan Tenure (In Months)

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tenure-max-month-value

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EMI Calculator

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Principal Amount

Monthly-emi-label

Your Monthly EMI

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Monthly EMI

Interest-payable-label

Interest Payable

Total-amount-payable-label

Total Amount Payable

Interest-rate-label

Interest Rate @

Total-tenure-label

Total Tenure

Apply-now-label

Apply Now

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/apply-now?category=home_loan&gtm=emi&target=applynowform-container

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INR

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Yrs.

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Year

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Years

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Month

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Months

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Please enter value within range.

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Please enter value within range.

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Net Monthly Income (In INR)

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50000

income-max-value

2500000

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Existing EMIs (In INR)

Income-amount-step

25000

existing-emi-step

25000

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existing-emi-max

1500000

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Interest Rate (In %)

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Loan Tenure (In Years)

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Loan Tenure (In Months)

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Home Loan

Plot Loan

Property Loan

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/apply-now?category=home_loan&gtm=loan_eligibility&target=applynowform-container

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/apply-now?category=home_loan&gtm=loan_eligibility&target=applynowform-container

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Select Product

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Select The Product You Are Interested In?

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Interest Rate @

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Total Tenure

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Principal Amount

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Interest Payable

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Your Loan Eligibility Amount:

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Total Amount Payable

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Your Monthly EMI

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Monthly EMI

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Years

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Months

Apply-now-button

Apply Now

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INR

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Yrs.

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Year

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Years

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Month

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Months

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Please enter value within range.

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Please enter value within range.

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Please enter value within range.

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Please enter value within range.

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Please enter value within range.

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Loan Eligibility Calculator

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Interest Rates and Documents

Interest Rates

With low interest rates on Home Loan, the journey to your dream home is easier than ever. Less EMIs, More Savings!

Indian Resident Salaried

8.55%

per annum onwards

Non-Resident Indian Salaried

8.69%

per annum onwards

Business Self Employed

8.99%

per annum onwards

Professional Self Employed

8.99%

per annum onwards

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Interest Rates and Documents

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View Complete List of Documents

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/information-and-policy-gc?target=accordion-content.active&category=customer_information&show=Identity_And_Address_Proof_Documents

disclaimer

* Disclaimer: All contents mentioned on this page, including documents, eligibility may vary for each borrower and are subject to the lender's discretion. The content is subject to change without prior notice.

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