Godrej Capital

Home Loan For Salaried Individuals

Interest rates starting from 8.55%
Tenure up to 30 years
90% Loan-to-Value
Design your EMI

About Godrej Capital Home Loans for Salaried Individuals

Your hard work deserves a solid foundation. We offer smart home loan solutions designed to fit the needs of salaried professionals like yours. Our tailored loan solutions will help you achieve your dream of owning a home without compromising your financial security.

Higher Loan Amount

up to INR 10 crore

Interest rates

starting from 8.55% p.a.

High Loan-to-value

up to 90% of property value

Loan Tenure

up to 30 years

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Why Choose Godrej Capital Home Loans?

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*Terms and Conditions Apply

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Design Your EMI

Take control of your EMIs! Customize your monthly payments and choose to pay only interest for select periods.

Start your journey towards homeownership without digging a hole in your pocket. Whether your dream home is under construction or a ready-to-move-in property, we have flexible repayment solutions to ease some financial burden off your shoulders.

Pay interest-only for up to 12 months for ready-to-move-in properties.
Pay interest-only for up to 48 months for under-construction properties
Ensure your chosen interest payment meets minimum and maximum thresholds
Opt for flexible interest repayments based on your financial capacity
Combine interest-only option with parallel funding offers across leading developers

Apply Now

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Parallel Funding

Ease your down payments! Pay upfront costs into smaller affordable portions.

Burdened by the thought of bulky down payments? Bringing you closer to your dream of homeownership with a parallel funding option. Now your perfect abode is more attainable than ever

Reduce the stress of upfront payment by sharing the load with us
Split your down payment contribution into affordable portions under various construction stages
Only applicable for under-construction properties

Apply Now

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*Terms and Conditions Apply

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Know More

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https://main--edswebsite--godrej-capital.aem.live

Home Loan Calculators

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Loan Amount (In INR)

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500000

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50000000

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250000

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Interest Rate (In %)

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Loan Tenure (In Years)

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Loan Tenure (In Months)

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EMI Calculator

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Your Monthly EMI

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Total Amount Payable

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Interest Rate @

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Total Tenure

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Apply Now

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Net Monthly Income (In INR)

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500000

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50000000

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Existing EMIs (In INR)

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25000

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25000

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1500000

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Interest Rate (In %)

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Loan Tenure (In Years)

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Loan Tenure(In Months)

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Home Loan

Plot Loan

Property Loan

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Select Product

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Select The Product You Are Interested In?

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Your Loan Eligibility Amount :

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Your Monthly EMI

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Apply Now

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Loan Eligibility Calculator

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Interest Rates And Documents

Interest Rates

Buy a house without the financial pressure with Godrej Capital's low-interest-rate Home Loans.

Indian Resident Salaried

Per Annum onwards

Non-Resident Indian Salaried

Per Annum onwards

Business Self Employed

Per Anumm onwards

Professional Self Employed

Per Anumm onwards

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Interest Rates And Documents

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View Complete List Of Documents

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* Disclaimer: All contents mentioned on this page, including documents, eligibility may vary for each borrower and are subject to the lender's discretion. The content is subject to change without prior notice.

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Frequently Asked Questions

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Can’t find what you are looking for?

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View All

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/support/faq-details-page?category=home_loan

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FAQs

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Home Loan

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Get access to 13+ partners to build, plan and grow your business

Know more

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What our clients say about us?

Jaspreet singh

Punjab

The experience with Godrej Capital was so smooth, it didn't feel like I was applying for a loan. It was very smooth and the fastest loan disbursement I have seen in the last 20 years of my business experience. Kudos to the team and the systems they have implemented.

Rahul Roy

Mumbai

Godrej Capital and their team are well-versed in the property market and property valuation. I didn't face any problems with valuation as well as the application process.

Vishal kapoor

Delhi

I didn't face any problems with valuation as well as the application process.

Ajay Singh

Kolkata

Good opportunity for buyers , no need to take any immediate bank loan , no tension of delays , minimum investment, Big brand , all RERA approved projects. Buyer can take 360 degree virtual tour of the project and will get complete online assistance from Godrej.Must grab this opportunity. Best of luck

Gopal Krishna

Gandhi Nagar

In October 2018, I embarked on an exciting journey by purchasing a 2 BHK flat in Godrej Garden City, Ahmedabad, for a total cost of ₹47 lakh, which included all expenses. At the time of purchase, Godrej offered a scheme where I only had to pay ₹10,000 per month towards loan interest, and the remaining interest would be covered by Godrej until the possession date.

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