Own your home, own your future with

Home Loan

  • Quick sanction
  • Zero-touch loan
  • Easy customer support
  • Loan-to-value of up to 90%

Apply Now

About Godrej Capital Home Loan

Buying a house is a significant investment in your future – we understand this sentiment as you explore home loans. That’s why we have ensured that you experience a faster, more flexible, and fair loan process, so your journey to homeownership feels like a breeze.

Higher loan amount up to

INR 10 crore

Interest rates starting from

8.55% p.a.

High loan-to-value up to

90%

High loan tenure up to

30 years

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Why Choose Godrej Capital Home Loan?

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Design Your EMI

Take control of your EMIs! Customize your monthly payments and choose to pay interest-only for select periods.

Start your journey towards homeownership without digging a hole in your pocket. Whether your dream home is under construction or a ready-to-move-in property, we have flexible repayment solutions to ease some financial burden off your shoulders.

  • Pay interest-only for up to 12 months for ready-to-move-in properties
  • Pay interest-only for up to 48 months for under-construction properties
  • Ensure your chosen interest payment meets minimum and maximum thresholds

Apply Now
Know More

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Parallel Funding

Ease your down payments! Pay upfront costs into smaller affordable portions.

Burdened by the thought of bulky down payments? With the option of parallel funding, your perfect abode is more attainable than ever.

  • Reduce the stress of upfront payment by sharing the load with us
  • Split your down payment contribution into affordable portions at various construction stages
  • Only applicable for under-construction properties

Apply Now
Know More

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Home Loan Calculators

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Interest Rate (In %)
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Loan Tenure (In Years)
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EMI Calculator
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Your Monthly EMI
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Net Monthly Income (In INR)
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Existing EMIs (In INR)
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Interest Rate (In %)
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Loan Tenure (In Years)
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Home Loan

Plot Loan

Property Loan

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Interest Rates and Documents

Interest Rates

With low interest rates on Home Loans, the journey to your dream home is easier than ever. Fewer EMIs, more savings!
Indian Resident Salaried

8.55%

per annum onwards

Non-Resident Indian Salaried
8.69%

per annum onwards

Business Self Employed
8.99%

per annum onwards

Professional Self Employed
8.99%

per annum onwards

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* Disclaimer: All contents mentioned on this page, including documents, eligibility may vary for each borrower and are subject to the lender's discretion. The content is subject to change without prior notice.
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Frequently Asked Questions

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Home Loan
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Get access to 13+ partners to build, plan and grow your business

Register Now

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Stories in Focus - Blogs

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/about-us/blogs/home-loan/a-complete-guide-to-home-loan-management

/about-us/blogs/home-loan/home-loan-tax-benefits-for-women

/about-us/blogs/home-loan/is-itr-for-home-loan-required

/about-us/blogs/home-loan/thinking-of-home-loan-balance-transfer

/about-us/blogs/home-loan/loans-for-same-sex-partners

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Connect with Our Customer Support Team

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ⓘ Need more information or answers to your questions in the meantime? Check out FAQs
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