Own your home, own your future with

Home Loan

Quick sanction
Zero-touch loan
Easy customer support
Loan-to-value of up to 90%

About Godrej Capital Home Loan

Buying a house is a significant investment in your future – we understand this sentiment as you explore home loan. That’s why we have ensured that you experience a faster, more flexible, and fair loan process, so your journey to homeownership feels like a breeze.

Higher loan amount up to

INR 10 crore

Interest rates starting from

8.55% p.a.

High loan-to-value up to

90%

High loan tenure up to

30 years

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Why Choose Godrej Capital Home Loan?

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*Terms and Conditions Apply

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Design Your EMI

Take control of your EMIs! Customize your monthly payments and choose to pay interest-only for select periods.

Start your journey towards homeownership without digging a hole in your pocket. Whether your dream home is under construction or a ready-to-move-in property, we have flexible repayment solutions to ease some financial burden off your shoulders.

Pay interest-only for up to 12 months for ready-to-move-in properties
Pay interest-only for up to 48 months for under-construction properties
Ensure your chosen interest payment meets minimum and maximum thresholds

Apply Now
Know More

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Parallel Funding

Ease your down payments! Pay upfront costs into smaller affordable portions.

Burdened by the thought of bulky down payments? With the option of parallel funding, your perfect abode is more attainable than ever.

Reduce the stress of upfront payment by sharing the load with us
Split your down payment contribution into affordable portions at various construction stages
Only applicable for under-construction properties

Apply Now
Know More

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*Terms and Conditions Apply

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Home Loan Calculators

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Loan Amount (In INR)

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500000

loan-amount-max-value

50000000

Interest-rate-title

Interest Rate (In %)

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25000

Interest-rate-min-value

Interest-rate-max-value

tenure-title-year

Loan Tenure (In Years)

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tenure-max-year-value

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Loan Tenure (In Months)

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tenure-max-month-value

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EMI Calculator

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Principal Amount

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Your Monthly EMI

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Monthly EMI

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Interest Payable

Total-amount-payable-label

Total Amount Payable

Interest-rate-label

Interest Rate @

Total-tenure-label

Total Tenure

Apply-now-label

Apply Now

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INR

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Yrs.

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Year

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Years

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Month

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Months

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Please enter value within range.

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Please enter value within range.

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Please enter value within range.

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Net Monthly Income (In INR)

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50000

income-max-value

2500000

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Existing EMIs (In INR)

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Income-amount-step

25000

existing-emi-step

25000

existing-emi-max

1500000

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Interest Rate (In %)

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Loan Tenure (In Years)

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Loan Tenure (In Months)

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Home Loan

Plot Loan

Property Loan

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/apply-now?category=home_loan&gtm=loan_eligibility&target=applynowform-container

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/apply-now?category=home_loan&gtm=loan_eligibility& target=applynowform-container

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Select Product

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Select The Product You Are Interested In?

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Interest Rate @

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Total Tenure

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Principal Amount

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Interest Payable

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Your Loan Eligibility Amount:

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Total Amount Payable

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Your Monthly EMI

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Monthly EMI

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Years

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Months

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Apply Now

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INR

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Yrs.

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Year

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Years

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Month

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Months

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Please enter value within range.

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Please enter value within range.

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Please enter value within range.

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Please enter value within range.

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Please enter value within range.

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Loan Eligibility Calculator

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Interest Rates and Documents

Interest Rates

With low interest rates on Home Loans, the journey to your dream home is easier than ever. Fewer EMIs, more savings!

Indian Resident Salaried

8.55%

per annum onwards

Non-Resident Indian Salaried

8.69%

per annum onwards

Business Self Employed

8.99%

per annum onwards

Professional Self Employed

8.99%

per annum onwards

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Interest Rates and Documents

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View Complete List of Documents

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disclaimer

* Disclaimer: All contents mentioned on this page, including documents, eligibility may vary for each borrower and are subject to the lender's discretion. The content is subject to change without prior notice.

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