From Dreams To Doorstep

Godrej Capital Plot Loan

Interest rates starting from 8.55%
Tenure up to 30 years
90% Loan-to-Value
Design your EMI

Godrej Capital Plot Loan

Found the ideal spot to build your house? With Godrej Capital's Plot Loans, turn your dream into reality. Benefit from low interest rates, flexible payment options, and the financial support you need to create the home of your dreams.

Higher Loan to Value

Get an LTV of up to 80%

Low Interest Rates

Starting from 9.19%

Quick Sanction & Disbursals

Fast digital processing

Minimum Documentation

Streamlined process, maximum convenience

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Why Choose Godrej Capital Plot Loans?

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*Terms and Conditions Apply

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Design Your EMI

Take control of your EMIs! Customize your monthly payments and choose to pay only interest for select periods.

Start your journey towards homeownership without digging a hole in your pocket. Whether your dream home is under construction or a ready-to-move-in property, we have flexible repayment solutions to ease some financial burden off your shoulders.

Pay interest-only for up to 12 months for ready-to-move-in properties.
Pay interest-only for up to 48 months for under-construction properties
Ensure your chosen interest payment meets minimum and maximum thresholds
Opt for flexible interest repayments based on your financial capacity
Combine interest-only option with parallel funding offers across leading developers

Apply Now

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Parallel Funding

Ease your down payments! Pay upfront costs into smaller affordable portions.

Burdened by the thought of bulky down payments? Bringing you closer to your dream of homeownership with a parallel funding option. Now your perfect abode is more attainable than ever

Reduce the stress of upfront payment by sharing the load with us
Split your down payment contribution into affordable portions under various construction stages
Only applicable for under-construction properties

Apply Now

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Know More

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https://main--edswebsite--godrej-capital.aem.live

Plot Loan Calculators

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Loan Amount (In INR)

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500000

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50000000

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25000

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Interest Rate (In %)

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Loan Tenure (In Years)

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Loan Tenure (In Months)

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EMI Calculator

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Interest Rate @

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Total Tenure

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Apply Now

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Net Monthly Income (In INR)

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500000

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50000000

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Existing EMIs (In INR)

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25000

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25000

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1500000

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Interest Rate (In %)

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Loan Tenure (In Years)

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Loan Tenure(In Months)

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Home Loan

Plot Loan

Property Loan

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Select The Product You Are Interested In?

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Your Monthly EMI

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Apply Now

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Documentation

Interest Rates

With our competitive interest rates, affordability meets opportunity. Maximize the utilization of business loans and scale your company without any burden.

Types of fees	Charges Applicable
Rate of Interest	Starting from 17% per annum
Loan Amount	INR 5 lakhs to INR 50 lakhs
Processing Fees	Up to 3% of the loan amount
Foreclosure Charges	4% of principal outstanding at the time of foreclosure
Part Pre-payment Charges	2% of the amount prepaid
Charges towards Stamp Duty	As applicable & prescribed by the relevant Government Authority

Required Documents

Documents Required

KYC Documents	PAN Card of the company
KYC Documents	Business Registration Certificate
Income Documents	Financial statement of the last 6 months of the company
	Income Tax Returns (YTD starting from 1st April of the ongoing financial year)
	Proof of business continuity for a minimum of 3 years

*Refer Policy document for more details

Eligibility

Loans for	Self Employed Non-professionals
Profile	The applicant should be a Sole Proprietor/Partnership firm/Private Ltd Co./Unlisted Public Ltd Co./LLP involved in the business of Manufacturing, Trading or Services
Age	Between 21-65 years
Business Vintage	1. Minimum business vintage of 3 years 2. Minimum turnover of INR 40 lakhs 3. Bank account in the name of the business 4. Minimum profit of INR 3 lakhs

* Disclaimer: All contents mentioned on this page, including but not limited to documents, eligibility may vary for each borrower and are subject to the discretion of the lender. The content is subject to change without prior notice.

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Interest Rates and documents

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Select Documents

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Frequently Asked Questions

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FAQs

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Plot Loan

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Get access to 13+ partners to build, plan and grow your business

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What our clients say about us?

Jaspreet singh

Punjab

The experience with Godrej Capital was so smooth, it didn't feel like I was applying for a loan. It was very smooth and the fastest loan disbursement I have seen in the last 20 years of my business experience. Kudos to the team and the systems they have implemented.

Rahul Roy

Mumbai

Godrej Capital and their team are well-versed in the property market and property valuation. I didn't face any problems with valuation as well as the application process.

Vishal kapoor

Delhi

I didn't face any problems with valuation as well as the application process.

Ajay Singh

Kolkata

Good opportunity for buyers , no need to take any immediate bank loan , no tension of delays , minimum investment, Big brand , all RERA approved projects. Buyer can take 360 degree virtual tour of the project and will get complete online assistance from Godrej.Must grab this opportunity. Best of luck

Gopal Krishna

Gandhi Nagar

In October 2018, I embarked on an exciting journey by purchasing a 2 BHK flat in Godrej Garden City, Ahmedabad, for a total cost of ₹47 lakh, which included all expenses. At the time of purchase, Godrej offered a scheme where I only had to pay ₹10,000 per month towards loan interest, and the remaining interest would be covered by Godrej until the possession date.

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